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Best Rehabs In-Network or Accepting Cigna
Orange County, California

To help minimize your out-of-pocket costs, we rank rehabs fully in-network with Cigna at the top of this list, followed by secondary options that accept Cigna out-of-network. Because coverage varies significantly across HMO, PPO, and Choice plans, you must verify your exact policy details directly with the drug and alcohol treatment center. Note: Cigna’s behavioral health and substance use benefits can be administered through Evernorth Behavioral Health, so you may see the Evernorth name on your member ID card or portal. 
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Rehab provides structured treatment to stop drug or alcohol use and start recovery. More on rehab.

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  • Monarch Shores

    Dana Point, CA

    (159)
    $$$
    Trust Score: A
    Luxury residential detox and addiction treatment in a private, oceanfront home with a small client base that emphasizes privacy and individualized care. Designed for professionals and clients balancing recovery and other responsibilities, the program allows phone and laptop use so clients can stay connected to work and family during treatment. Care includes detox (withdrawal management), residential treatment, co-occurring mental health support, and a mix of 12-Step, non-12-Step, SMART Recovery, and holistic options. Admissions are typically available without a wait, and the facility accepts private insurance and self-pay.
    • Available Services Luxury Transitional services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64)
    • Gender Female Male
    • Treatment Setting Inpatient Outpatient
    • Cigna Plans Accepted Out of Network
    • 2Accreditation(s)
    • Medication
    • Luxury
    • Accepting Clients
  • (55)
    $
    Trust Score: A+
    1207 East Fruit Street, Santa Ana, CA 92701 714-953-9373 x4860
    A substance use treatment center offering a full continuum of care, including withdrawal management (detox), residential treatment, standard outpatient treatment, and an intensive outpatient program (IOP). Supervised detox typically lasts about 7 days, while residential care typically lasts 60–90 days. Support for co-occurring mental health conditions is also available, as are medications for addiction treatment (MAT). Population-specific care is offered for various groups, including men, women, and veterans. Aftercare support includes employment counseling, recovery coaching, and access to social services. Private insurance plans and private pay are accepted.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Outpatient Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 5Accreditation(s)
    • Medication
  • (30)
    Trust Score: A+
    , Los Angeles, CA 90020 213-389-9964
    Friendly House is an addiction and mental health treatment center offering residential, sober living, and intensive outpatient care exclusively for women. Friendly House blends evidence-based therapies with holistic practices in a safe, home-like setting, creating strong community support for long-term stability. Located in a historic home in the city, clients have access to shared rooms, outdoor spaces, and amenities like meditation, fitness, and equine therapy.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female
    • Treatment Setting Inpatient Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 1Accreditation(s)
    • Medication
  • $
    Trust Score: A+
    4439, 4445 and 4455 Burns Avenue, Los Angeles, CA 90029 818-985-8323
    CRI Help Inc – Socorro is a residential rehab located in Los Angeles’s East Hollywood neighborhood. The urban campus provides detox and structured living with gender-specific housing. The program specializes in culturally responsive care, including a dedicated Spanish-language track and support for LGBTQ+ clients. Treatment combines evidence-based therapies, trauma-informed care, and 12-step facilitation with holistic options like meditation, art therapy, and acupuncture. Family involvement, vocational training, and aftercare planning help clients strengthen long-term recovery and stability.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • Luxe Recovery

    Los Angeles, CA

    (82)
    $$$
    Trust Score: A
    Luxury residential substance use and co-occurring mental health treatment for adults with a three-to-one staff-to-client ratio and on-site withdrawal management (detox). The facility accepts a maximum of six clients at once, allowing for focused attention to individual needs and goals. Clients participate in frequent group therapy and have one-on-one counseling sessions about twice each week. Accommodations include private room options, a heated pool and spa, massage therapy, chiropractic care, and acupuncture. After completing the program, alumni are invited to participate in social events and groups to stay connected. This facility accepts private insurance.
    • Available Services Luxury Transitional services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Outpatient Telemedicine Detox
    • Cigna Plans Accepted Out of Network
    • 1Accreditation(s)
    • Medication
    • Luxury
    • Accepting Clients
  • (786)
    Trust Score: A
    24552 Pacific Park Drive, Aliso Viejo, CA 92656 949-203-3924
    Hospital-level detox and residential care 15 minutes from Laguna Beach, with pool access, chef-prepared meals, and optional private rooms. In a hospital-based setting with integrated care for substance use and co-occurring mental health conditions, Laguna Treatment Center combines medically supervised detox and evidence-based therapies with a more comfortable, non-institutional environment that includes wellness programming, holistic therapies, chef-prepared meals, pool access, and optional private rooms. Treatment may include medications for addiction treatment (MAT), trauma-focused care, structured daily programming, and 24/7 nursing support for adults needing a balance of clinical oversight and recovery-focused comfort. Private insurance, TRICARE, and self-pay options are accepted.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Seniors (Ages 65+) Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Hospitalization Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 1Accreditation(s)
    • Medication
    • Accepting Clients
  • (307)
    $$$
    Trust Score: A
    17330 Newhope Street, Unit A, Fountain Valley, CA 92708 866-516-4905
    California Prime Recovery, in Fountain Valley, California, is an accredited facility that offers addiction and mental health care in a high-end, supportive setting. The facility provides detox, residential, outpatient, and virtual programs. Clients benefit from sober living options for added stability, and evidence-based therapies paired with holistic practices like yoga, mindfulness, and adventure therapy. Features include pet-friendly accommodations, programming for executive-level professionals, and family involvement, creating an environment designed for focus and long-term recovery.
    • Available Services Luxury Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Seniors (Ages 65+) Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Outpatient
    • Cigna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
    • Luxury
    • Accepting Clients
  • (234)
    Trust Score: A
    1950 East 17th Street, Santa Ana, CA 92705 714-547-4300
    Located in Santa Ana, Recovery Homes of America Inc – Cornerstone Recovery Home 7 provides evidence-based addiction and dual diagnosis care in a calm, residential setting. As part of Cornerstone of Southern California’s trusted network, the program offers medical detox, 24/7 residential treatment, and step-down outpatient options. With more than 40 years of experience, Cornerstone blends clinical care with holistic supports like mindfulness and fitness in a restorative, home-like environment.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • Chapters Capistrano

    San Clemente, CA

    (55)
    $$$
    Trust Score: A
    Luxury residential substance use and mental health care with detox, 12-Step and SMART recovery paths, and a flexible tech policy. Clients stay in a spacious beach house with private room options and can keep in touch with work, family, and other outside responsibilities while receiving treatment. The program includes daily groups and one-on-one therapy several times per week. Staff take clients on weekly outings such as beach visits and hikes. Massage therapy and fitness training are offered to complement evidence-based approaches. Chapters Capistrano accepts private insurance and self-pay.
    • Available Services Luxury Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines
    • Ages Adults (Ages 26-64)
    • Gender Female Male
    • Treatment Setting Inpatient
    • Cigna Plans Accepted Out of Network
    • 2Accreditation(s)
    • Medication
    • Luxury
    • Accepting Clients
  • Trust Score: A
    , Irvine, CA 92612 424-484-9033
    South Coast Behavioral Health – Banyan House offers medical detox and residential treatment for men recovering from substance use disorders. Licensed clinicians provide 24/7 supervision and evidence-based, trauma-informed care for substance use and co-occurring mental health disorders. With holistic services like yoga, mindfulness, and expressive therapies, residents build life and coping skills and prepare for continued recovery through South Coast’s structured step-down programs. The facility features a calm, home-like setting surrounded by landscaped gardens and comfortable shared living areas.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Detox
    • Cigna Plans Accepted In Network
    • 1Accreditation(s)
    • Medication
  • Trust Score: A
    , Orange, CA 92869 800-380-0012
    Located in a quiet suburban neighborhood in Orange, California, Lead Recovery Center offers residential and outpatient care for adults with substance use and co-occurring mental health disorders. With more than 25 years of experience, the program combines clinical therapies with life skills training and experiential learning to promote stability and independence in recovery. Clients have access to medically supervised detox, dual diagnosis treatment, and family services, supported by amenities like private or shared rooms and comfortable common spaces in a restorative setting.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Detox
    • Cigna Plans Accepted In Network
    • 1Accreditation(s)
    • Medication
  • Trust Score: A
    2607 Willo Lane, Costa Mesa, CA 92627 949-313-1192
    New Directions for Women in Costa Mesa, California provides trauma-informed residential and detox treatment for women, including pregnant women and mothers with children. The nonprofit offers a structured, yet peaceful environment focused on recovery, stability, and family healing.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female
    • Treatment Setting Inpatient Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • Trust Score: A
    , Costa Mesa, CA 92627 949-777-2283
    Akua Mind & Body in Costa Mesa, California offers structured, gender-specific residential treatment for men recovering from alcohol or drug use and co-occurring mental health challenges. Combining evidence-based therapy, mindfulness, and life-skills training, the program helps men rebuild stability and purpose in daily life.
    • Available Services Luxury Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Hospitalization Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
    • Luxury
  • Trust Score: A
    - - -, Costa Mesa, CA 92627 949-777-2283
    Akua Behavioral Health’s Costa Mesa residential facility offers substance use and mental health disorder treatment tailored exclusively to adult men. With a focus on trauma-informed care, the program integrates clinical therapies, holistic practices, and real-life support services to help clients build stable, long-term recovery. Clients benefit from 24/7 support, transportation assistance, specialized programming for veterans, and easy access to the beach.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Telemedicine
    • Cigna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • (102)
    Trust Score: A
    20271 SW Birch Street, Suite 200, Newport Beach, CA 92660 949-777-2283
    Conveniently located in Newport Beach, Akua Mind Body – Mental Health & Addiction Treatment offers substance use and co-occurring disorder support through partial hospitalization (PHP) and intensive outpatient (IOP) programs. In addition to evidence-based therapies, the facility incorporates holistic practices like yoga, tai chi, and music therapy with the harp.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Hospitalization Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • (92)
    $$
    Trust Score: A
    693 Plumer Street, Costa Mesa, CA 92627 860-230-8289
    Founded in 1968, South Coast Counseling in Costa Mesa provides more than 50 years of experience treating substance use and co-occurring mental health disorders. The center offers detox, residential, partial hospitalization, and outpatient programs, with trauma-informed care. Located near the coast, the facility also offers specialized tracks for veterans and military families, and combines evidence-based therapies with holistic options like yoga, beach walks, and pet-friendly policies that help create a restorative recovery setting.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • (45)
    Trust Score: A
    , Huntington Beach, CA 92649 424-484-9033
    Located in a quiet coastal neighborhood of Huntington Beach, South Coast Behavioral Health – Peppertree House offers medical detox and residential treatment for adults with substance use and co-occurring mental health disorders. In a calm, home-like setting with access to outdoor space and nutritious, chef-prepared meals, the program blends evidence-based therapy, holistic practices, and trauma-informed care to help clients regain stability and build confidence in recovery.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Detox
    • Cigna Plans Accepted In Network
    • 1Accreditation(s)
    • Medication
  • (114)
    $$
    Trust Score: A
    1320 West Pearl Street, Anaheim, CA 92801 888-453-5651
    Set on a quiet Orange County street, Anaheim Lighthouse helps adults address substance use and mental health together. Care spans detox, residential, and outpatient with evidence-based therapy, medication when needed, dedicated programming for veterans and trauma survivors, and optional spiritual support. Treatment takes place in a community of homes with comfortable yard space.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Detox
    • Cigna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • (137)
    $$$
    Trust Score: A
    31601 Avenida Los Cerritos, San Juan Capistrano, CA 92675 949-951-1824
    New Method Wellness in San Juan Capistrano, California, is a luxury dual diagnosis treatment center offering detox, residential, and outpatient care for adults with substance use and co-occurring disorders. The facility blends evidence-based therapies with holistic options like surf and equine therapies, yoga, and art therapy. Clients live in gender-specific homes located in nearby coastal communities, with access to a modern outpatient center for less intensive, step-down support. With a low staff-to-client ratio and specialized tracks for veterans, executives, LGBTQ+ clients, care is tailored to the unique needs of each individual.
    • Available Services Luxury Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Hospitalization Outpatient Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
    • Luxury
  • (45)
    $
    Trust Score: A
    2101 Magnolia Avenue, Long Beach, CA 90806 800-996-1051
    Tarzana Treatment Centers – Long Beach provides residential alcohol and drug treatment with medically supervised detox and support for co-occurring mental health disorders. Specialized programs support women, including those with children, and offer family counseling and court-related services. Clients can access transportation assistance, telehealth, and Spanish-language services, with practical resources like case management and links to transitional housing after discharge.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 5Accreditation(s)
    • Medication
  • $
    Trust Score: A
    845 East Arrow Highway, Pomona, CA 91767 626-258-0300
    HealthRIGHT 360 - FOTEP is located in Pomona, California. They offer special programs for Adult women, Court referrals, Past trauma and Mental health disorders. They do not provide payment assistance. They do not provide a sliding fee scale. They provide medication-based treatments.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Ages Seniors (Ages 65+) Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female
    • Treatment Setting Inpatient Telemedicine
    • Cigna Plans Accepted In Network
    • 1Accreditation(s)
    • Medication
  • Trust Score: A
    , Upland, CA 91786 909-981-6121
    Situated in a home-like environment in a peaceful residential area, His House Addiction Treatment Center provides specialized care exclusively for men struggling with substance use, including those with dual-diagnosis mental health conditions. Care plans are adapted for each client, and include 12-step integration, evidence-based therapies, and optional Christian counseling. Fitness programs, family support, and nutritional counseling are incorporated into treatment.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Male
    • Treatment Setting Inpatient Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • (133)
    $
    Trust Score: A
    1260 East Arrow Highway, Buildings B and C, Upland, CA 91786 909-608-2002
    Inland Valley Recovery Services (IVRS) in Upland, California provides affordable, trauma-informed residential and outpatient addiction treatment for adults and parents with children. Using the Therapeutic Community model, IVRS combines evidence-based therapies, 12-Step support, and aftercare planning in a compassionate, structured setting where recovery and family rebuilding go hand in hand.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Hospitalization Telemedicine Detox
    • Cigna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication

Counselors and therapists can help you identify factors that underly your substance use, to avoid triggers, to strengthen your motivation, and to navigate treatment options. They can also team with certified professionals to administer medication-assisted treatment. More on counseling.

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  • Offers free and confidential mental health support for families, youth, and young adults via mobile apps. 

    • Services for Free Healthcare Navigator
  • Resource locator for mental health, behavioral health, substance use, and more. 

    • Services for Free Healthcare Navigator
  • Online resource to locate free local resources to help individuals navigate mental health challenges. 

    • Services for Free Healthcare Navigator
  • American Psychological Association member psychologists.
    • Services for Free Healthcare Navigator Mental Health Support

Support groups provide a space for getting social support, a sense of empowerment, and motivation from people who have faced — or are facing — similar challenges and circumstances. More on support groups.

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  • Get involved with local non-profits working to change perceptions, policies, and laws to improve the lives of those in the recovery community. Many of these organizations also provide peer recovery support services.
    • Services for Free
  • Narcotics Anonymous (NA) is a Fellowship for anyone seeking to stop using drugs, including alcohol. NA uses a twelve-step approach focused on spiritual and personal growth steps for lasting sobriety. 
    • Services for Free
  • Alcoholics Anonymous (A.A.) is a Fellowship aimed at helping alcoholics achieve sobriety through the twelve-step approach to recovery. Shared experiences and a structured, spiritual approach are central to A.A. 
    • Services for Free
  • SMART Recovery is a secular recovery community that uses mutual support and focuses on self-empowerment to help participants gain independence from triggering behaviors.  
    • Services for Free
  • The Oxford House is a shared drug and alcohol-free residence for those in recovery from substance use disorder. 

How to Choose a Rehab in Orange County If You Have Cigna

Finding the right treatment can be overwhelming, but your Cigna insurance can make it easier to choose care. Most Cigna plans cover life-saving addiction services.

Note: Cigna’s behavioral health and substance use benefits can be administered through Evernorth Behavioral Health, so you may see the Evernorth name on your member ID card or portal.

What does your specific Cigna plan cover for addiction treatment?

Most Cigna plans cover addiction treatment, but benefits vary. Knowing which type of plan you have can help you narrow your search for the right type of care. Coverage can come through your employer, the ACA marketplace, Medicare Advantage, or Medicaid, and most Cigna plans use one of the network types below. Network types determine which providers you can use and if you need a referral for specific services.

Plan Type Out-of-Network Coverage Is A Referral Required? What Does This Mean for How to Choose Care?
PPO (Preferred Provider Organization) Yes but generally at a higher cost No Offers a lot of flexibility to choose programs outside your area but out-of-network care usually costs more and may include "balance billing" (you pay the difference between what the provider charges and what the plan will cover).
HMO (Health Maintenance Organization) No (except emergencies) Yes You must choose an in-network provider and out-of-network is probably not covered at all, except for emergency care.
EPO (Exclusive Provider Organization) No (except emergencies) No Treatment is only covered if it is in-network (except for emergency care) and you usually don’t need a referral.
POS (Point of Service) Yes but generally at a higher cost Yes Combines components of HMO and PPO plans. You might need a referral for out-of-network care, and you may need to submit out-of-network claims yourself.

What does Cigna cover for rehab?

Cigna reviews your care needs and your plan to make insurance coverage decisions just like they would for other medical needs, such as a heart condition or diabetes. Because of federal parity law, coverage for addiction treatment cannot be more restrictive than coverage for other medical needs.

Coverage through Cigna is determined plan by plan and state by state. The following aspects of coverage usually vary by plan and state:

  • Deductibles, copays, and coinsurance
  • Note: Any plan can have a deductible.
  • Prior authorization needs
  • How long treatment is approved for
  • Differences in coverage for levels of care
  • Medication coverage for MAT (usually controlled by your plan’s prescription drug list and may involve prior authorization, step therapy, or quantity limits)
  • Out-of-pocket maximums that put a cap on how much you pay

It is also important to determine how your Cigna plan would apply to the facilities you are interested in. If you reach out, a majority of rehabs will verify benefits for you for no cost and they can tell you whether the program is in network, what your potential costs could be, and if there are any limitations on length of stay for treatment.

Learn more about Cigna coverage, costs, and best practices for choosing the right rehab while minimizing out of pocket costs.

 

Compare accredited rehab centers in Orange County. Browse a wide range of drug and alcohol treatment options, including inpatient centers, outpatient centers, detox centers, methadone clinics, support groups, and counseling options.

How we evaluate facilities

Our research team reviews facilities using public data sources, information verified directly by contacting the facility, and information reported by the facility themselves. Whenever possible, we interview the clinical leadership of a facility and perform Secret Shopper calls to understand the patient experience. These inputs, along with data from SAMHSA, accrediting bodies (including Joint Commission and CARF), state licenses, and other sources help complete a full picture of the facility. These data help us develop Trust Score rating for each facility, a simple A+ through E grade helping you understand how likely it is you can trust a facility.

Why trust us

For over 10 years, Start Your Recovery has worked with leading experts in effectively treating substance use issues to offer people a single source of relatable, reliable information at any stage of their recovery journey. To do it, we bring together leading clinicians and experts in substance use prevention treatment and recovery from nonprofit, academic, and government institutions. We have connected more than 3 million people, and are committed to raising the bar for ethical communications that has a positive impact. We are not owned or operated by any treatment facility. We began as a pro-bono project in 2016 and became an independent LLC in 2021.

Important disclaimer

StartYourRecovery.org does not guarantee the quality of treatment of any facility. We cannot independently confirm the accuracy of every data point, and some data points may go out of date and change over time. Our Trust Score is an objective rating that is never influenced by advertiser payment. Please contact us if you would like to make an update to your facility information.

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