Best Rehabs In-Network or Accepting Cigna
Tennessee, USA
Counselors and therapists can help you identify factors that underly your substance use, to avoid triggers, to strengthen your motivation, and to navigate treatment options. They can also team with certified professionals to administer medication-assisted treatment. More on counseling.
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Connects individuals with a directory of substance use treatment providers, detox services for those in mental health crisis, and recovery and transitional support resources.
- Services for Free Healthcare Navigator
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Provides information and services related to mental and behavioral health.
- Services for Free Healthcare Navigator
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Provides mental health support groups and educational resources for individuals and families.
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Provides mental health screenings, education, training, and more.
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American Psychological Association member psychologists.
- Services for Free Healthcare Navigator Mental Health Support
Support groups provide a space for getting social support, a sense of empowerment, and motivation from people who have faced — or are facing — similar challenges and circumstances. More on support groups.
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Get involved with local non-profits working to change perceptions, policies, and laws to improve the lives of those in the recovery community. Many of these organizations also provide peer recovery support services.
- Services for Free
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Narcotics Anonymous (NA) is a Fellowship for anyone seeking to stop using drugs, including alcohol. NA uses a twelve-step approach focused on spiritual and personal growth steps for lasting sobriety.
- Services for Free
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Alcoholics Anonymous (A.A.) is a Fellowship aimed at helping alcoholics achieve sobriety through the twelve-step approach to recovery. Shared experiences and a structured, spiritual approach are central to A.A.
- Services for Free
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SMART Recovery is a secular recovery community that uses mutual support and focuses on self-empowerment to help participants gain independence from triggering behaviors.
- Services for Free
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The Oxford House is a shared drug and alcohol-free residence for those in recovery from substance use disorder.
How to Choose a Rehab in Tennessee If You Have Cigna
Finding the right treatment can be overwhelming, but your Cigna insurance can make it easier to choose care. Most Cigna plans cover life-saving addiction services.
Note: Cigna’s behavioral health and substance use benefits can be administered through Evernorth Behavioral Health, so you may see the Evernorth name on your member ID card or portal.
What does your specific Cigna plan cover for addiction treatment?
Most Cigna plans cover addiction treatment, but benefits vary. Knowing which type of plan you have can help you narrow your search for the right type of care. Coverage can come through your employer, the ACA marketplace, Medicare Advantage, or Medicaid, and most Cigna plans use one of the network types below. Network types determine which providers you can use and if you need a referral for specific services.
| Plan Type | Out-of-Network Coverage | Is A Referral Required? | What Does This Mean for How to Choose Care? |
|---|---|---|---|
| PPO (Preferred Provider Organization) | Yes but generally at a higher cost | No | Offers a lot of flexibility to choose programs outside your area but out-of-network care usually costs more and may include "balance billing" (you pay the difference between what the provider charges and what the plan will cover). |
| HMO (Health Maintenance Organization) | No (except emergencies) | Yes | You must choose an in-network provider and out-of-network is probably not covered at all, except for emergency care. |
| EPO (Exclusive Provider Organization) | No (except emergencies) | No | Treatment is only covered if it is in-network (except for emergency care) and you usually don’t need a referral. |
| POS (Point of Service) | Yes but generally at a higher cost | Yes | Combines components of HMO and PPO plans. You might need a referral for out-of-network care, and you may need to submit out-of-network claims yourself. |
What does Cigna cover for rehab?
Cigna reviews your care needs and your plan to make insurance coverage decisions just like they would for other medical needs, such as a heart condition or diabetes. Because of federal parity law, coverage for addiction treatment cannot be more restrictive than coverage for other medical needs.
Coverage through Cigna is determined plan by plan and state by state. The following aspects of coverage usually vary by plan and state:
- Deductibles, copays, and coinsurance
- Note: Any plan can have a deductible.
- Prior authorization needs
- How long treatment is approved for
- Differences in coverage for levels of care
- Medication coverage for MAT (usually controlled by your plan’s prescription drug list and may involve prior authorization, step therapy, or quantity limits)
- Out-of-pocket maximums that put a cap on how much you pay
It is also important to determine how your Cigna plan would apply to the facilities you are interested in. If you reach out, a majority of rehabs will verify benefits for you for no cost and they can tell you whether the program is in network, what your potential costs could be, and if there are any limitations on length of stay for treatment.
Compare accredited rehab centers in Tennessee. Browse a wide range of drug and alcohol treatment options, including inpatient centers, outpatient centers, detox centers, methadone clinics, support groups, and counseling options.
How we research treatment facilities
This page brings together facility research completed by the Start Your Recovery research team. Across the site, our team has conducted over 1,000 pre-admissions calls to better understand the patient experience, interviewed facility clinical leaders, performed facility background checks, and compared our information against trusted public data sources.
Our research process begins with data from the Substance Abuse and Mental Health Services Administration (SAMHSA), accrediting bodies including The Joint Commission and CARF, government licensing agencies, and other trusted sources. From there, our team conducts significant original research, including:
- Pre-admissions calls: We speak with admissions staff to get a candid picture of patient experience.
- Background checks: We review complaints from past clients, media reports, actions taken by accrediting bodies, and positive recognition from notable organizations.
- Clinical interviews: We have in-depth conversations with clinical leadership, often lasting up to one hour, that give us a better understanding of clinical care.
- Data partnerships: We ingest and analyze exclusive data that provides information about in-network insurance status, cost, and more.
Research varies by facility. Each facility profile shows which research steps we completed and when each step was last performed. Learn more about our research process and background checks.
How we evaluate treatment facilities
These data help us develop a Trust Score for each facility—a simple letter grade that helps you assess how much confidence to place in a facility based on the information available to us. Trust Score considers accreditation, operating history, notable recognition, and concerns identified during our background check. Our Trust Score is an objective rating that is never influenced by advertiser payment. Learn more about our Trust Score methodology.
How we rank our results
The most important factor in our ranking algorithm is the Trust Score. We also consider a facility’s proximity to you, availability status, and profile completeness when determining sort order. When certain filters are selected—or on pages specifically tailored to certain needs—we also heavily weigh a facility’s relevance to your stated needs. Some availability information comes from facilities with which we have a direct relationship, including paid relationships, but payment never affects a facility’s Trust Score. Learn more about how we rank our results.
Why trust Start Your Recovery
Since 2016, Start Your Recovery has worked closely with leading experts in treatment and public health to help more than 3 million people connect to care. We began as a pro-bono public health project and became an independent LLC in 2021. We are not owned or operated by any treatment facility and we have never raised outside capital. Learn more about us.
Important disclaimer
We cannot guarantee the quality of treatment at any facility. We cannot independently confirm the accuracy of every data point, and some information may become outdated or change over time. A Trust Score is a starting point, not a guarantee of treatment quality or outcomes. Please contact us if you would like to update or correct facility information.