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Best Rehabs In-Network or Accepting Aetna
Kentucky, USA

To help minimize your out-of-pocket costs, we rank rehabs fully in-network with Aetna at the top of this list, followed by secondary options that accept Aetna out-of-network. Because coverage varies significantly across HMO, PPO, and Choice plans, you must verify your exact policy details directly with the drug and alcohol treatment center. You may see different Aetna plan names, administrator, or behavioral health vendors depending on your coverage, employer, or state. Aetna is part of CVS Health, and behavioral health benefits are typically managed through Aetna Behavioral Health. Follow the phone number and instructions on your ID card or member portal. 
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Rehab provides structured treatment to stop drug or alcohol use and start recovery. More on rehab.

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  • (519)
    Trust Score: A
    Luxury addiction and mental health treatment offering detox, residential treatment, a partial hospitalization program (PHP), and an intensive outpatient program (IOP) within one organization. Adults receive tailored dual-diagnosis care. This approach treats substance use and mental health conditions together. Treatment includes individual therapy, group counseling, family therapy, nursing support, and evidence-based services tailored to personal recovery goals. Clients also have access to elevated amenities such as chef-prepared meals, spa and massage therapy, a fitness facility, in-room TVs, wellness, and recreational activities. This facility accepts private insurance and self-pay options.
    • Available Services Luxury Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64)
    • Gender Female Male
    • Treatment Setting Inpatient Outpatient Detox
    • Aetna Plans Accepted Out of Network
    • 1Accreditation(s)
    • Medication
    • Luxury
    • Accepting Clients
  • (306)
    $
    Trust Score: A+
    2020 Newburg Road, Louisville, KY 40205 502-451-3330
    Located on a secure, wooded campus in Louisville, Kentucky, UofL Health – Peace Hospital is one of the largest psychiatric hospitals in the U.S., offering both behavioral health and substance use treatment for all age groups. The nonprofit facility provides inpatient care, medical detox, partial hospitalization (PHP), and intensive outpatient (IOP) services. Its Kosair for Kids Children’s Peace Center is the nation’s largest private provider of inpatient psychiatric services for youth, with tailored programs for co-occurring disorders, developmental disabilities, and trauma-related needs.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines
    • Gender Female Male
    • Treatment Setting Hospitalization Outpatient Telemedicine Detox
    • Aetna Plans Accepted In Network
    • 1Accreditation(s)
    • Medication
  • (13)
    Trust Score: A
    1250 Old Soldier Creek Road, Kirksey, KY 42054 270-558-1628
    Highly structured residential substance use treatment program for men in a rural, nature-based Western Kentucky setting with outpatient step-down options after residential care. The evidence-based, person-centered, 12-Step approach combines community, daily structure, and outdoor space with traditional therapy. Peer support is a substantial part of treatment, and medications for addiction treatment (MAT) are available when clinically appropriate. Fishing, morning nature walks, and other outdoor activities complement individual and group therapy sessions, and clients complete assigned household chores after breakfast. Accepts Kentucky Medicaid and most marketplace and commercial insurance.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Male
    • Treatment Setting Inpatient
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
    • Accepting Clients
  • (66)
    Trust Score: A
    1450 Madison Avenue, Covington, KY 41011 844-733-6743
    Affordable, convenient outpatient and medication care to support opioid recovery without disrupting daily life. Since 1986, New Season has offered Medications for addiction treatment (MAT), with options such as methadone, buprenorphine and Suboxone to address withdrawal and cravings. Licensed counseling services are integrated into care plans and clients who reach certain milestones in their recovery can receive take-home medications. This facility accepts private insurance, Medicaid, Medicare, and self-pay. Potential payment assistance is available.
    • Available Services Recovery support services Treats opioid use disorder
    • Detox For Opioids
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Outpatient Telemedicine
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
    • Accepting Clients
  • (171)
    Trust Score: A
    Residential substance use treatment and medical withdrawal management (detox) on a private, rural property. Clients can choose between traditional recovery and a Christian-based healing pathway called Arise. The campus has a chapel where clients can attend services. Care approaches include relapse prevention and connections to community support, as well as daily groups with evidence-based, trauma-informed therapies. Personal electronic devices are allowed with some limitations. After a 30 to 90-day residential stay, clients can transition to the partial hospitalization program (PHP). This program provides all-day therapeutic work with transportation to nearby sober living in the evenings. This facility accepts private insurance, Medicaid, Medicare, TRICARE, and self pay.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient
    • Aetna Plans Accepted In Network
    • 1Accreditation(s)
    • Medication
    • Accepting Clients
  • (26)
    Trust Score: A
    1990 Louisville Road, Suite 110, Bowling Green, KY 42101 833-200-3930
    Access affordable and flexible outpatient care for opioid use disorder without disrupting daily life from one of the nation's largest providers. With more than 110 locations and same-day admissions, care combines medications for addiction treatment (MAT), counseling, and practical support. Programs can be adapted for the specialized needs of pregnant clients and veterans, as well as those with co-occurring mental health conditions. Walk-ins are accepted. Counselors use evidence-based therapies across individual, group, and family sessions. Case managers assist with day-to-day needs such as securing housing, navigating employment, and connecting clients to community resources. BHG accepts private insurance, Medicaid, Medicare, and self-pay. Flexible payment plans and grant funding may be available.
    • Available Services Recovery support services Treats opioid use disorder Mental health treatment
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Outpatient Telemedicine
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
    • Accepting Clients
  • (25)
    Trust Score: A
    2225 Lawrenceburg Road, Building C, Frankfort, KY 40601 833-200-3930
    Access affordable and flexible outpatient care for opioid use disorder without disrupting daily life from one of the nation's largest providers. With more than 110 locations and same-day admissions, care combines medications for addiction treatment (MAT), counseling, and practical support. Programs can be adapted for the specialized needs of pregnant clients and veterans, as well as those with co-occurring mental health conditions. Walk-ins are accepted. Counselors use evidence-based therapies across individual, group, and family sessions. Case managers assist with day-to-day needs such as securing housing, navigating employment, and connecting clients to community resources. BHG accepts private insurance, Medicaid, Medicare, and self-pay. Flexible payment plans and grant funding may be available.
    • Available Services Recovery support services Treats opioid use disorder Mental health treatment
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Outpatient Telemedicine
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
    • Accepting Clients
  • (33)
    Trust Score: A
    118 Grand Vue Plaza, Suite 118, Hazard, KY 41701 833-200-3930
    Access affordable and flexible outpatient care for opioid use disorder without disrupting daily life from one of the nation's largest providers. With more than 110 locations and same-day admissions, care combines medications for addiction treatment (MAT), counseling, and practical support. Programs can be adapted for the specialized needs of pregnant clients and veterans, as well as those with co-occurring mental health conditions. Walk-ins are accepted. Counselors use evidence-based therapies across individual, group, and family sessions. Case managers assist with day-to-day needs such as securing housing, navigating employment, and connecting clients to community resources. BHG accepts private insurance, Medicaid, Medicare, and self-pay. Flexible payment plans and grant funding may be available.
    • Available Services Recovery support services Treats opioid use disorder Mental health treatment
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Outpatient Telemedicine
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
    • Accepting Clients
  • Boca Recovery Center

    Bloomington, IN

    (236)
    $$$
    Trust Score: A
    Trauma-informed residential substance use treatment with dedicated recovery tracks for veterans, first responders, and LGBTQIA+ clients. Care can also be tailored for clients with co-occurring mental health conditions and eating disorders. On-site withdrawal management (detox) is available as a first step. The program involves daily one-on-one and group therapy, designed to get to the root of substance use issues at an individual level. Clients stay in private rooms with upscale accommodations, including a movie theater, barber shop, and meals prepared by a private chef. Staff can make arrangements for professionals to use their personal devices when needed. This facility accepts private insurance.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Seniors (Ages 65+) Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Outpatient Detox
    • Aetna Plans Accepted Out of Network
    • 3Accreditation(s)
    • Medication
    • Accepting Clients
  • (50)
    Trust Score: A
    455 Park Place, Suite 130, Lexington, KY 40511 833-200-3930
    Access affordable and flexible outpatient care for opioid use disorder without disrupting daily life from one of the nation's largest providers. With more than 110 locations and same-day admissions, care combines medications for addiction treatment (MAT), counseling, and practical support. Programs can be adapted for the specialized needs of pregnant clients and veterans, as well as those with co-occurring mental health conditions. Walk-ins are accepted. Counselors use evidence-based therapies across individual, group, and family sessions. Case managers assist with day-to-day needs such as securing housing, navigating employment, and connecting clients to community resources. BHG accepts private insurance, Medicaid, Medicare, and self-pay. Flexible payment plans and grant funding may be available.
    • Available Services Recovery support services Treats opioid use disorder Mental health treatment
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Outpatient Telemedicine
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
    • Accepting Clients
  • (36)
    Trust Score: A
    1018 Ival James Boulevard, Suite C, Richmond, KY 40475 833-200-3930
    Access affordable and flexible outpatient care for opioid use disorder without disrupting daily life from one of the nation's largest providers. With more than 110 locations and same-day admissions, care combines medications for addiction treatment (MAT), counseling, and practical support. Programs can be adapted for the specialized needs of pregnant clients and veterans, as well as those with co-occurring mental health conditions. Walk-ins are accepted. Counselors use evidence-based therapies across individual, group, and family sessions. Case managers assist with day-to-day needs such as securing housing, navigating employment, and connecting clients to community resources. BHG accepts private insurance, Medicaid, Medicare, and self-pay. Flexible payment plans and grant funding may be available.
    • Available Services Recovery support services Treats opioid use disorder Mental health treatment
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Outpatient Telemedicine
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
    • Accepting Clients
  • Trust Score: A
    506 North Main Street, Nicholasville, KY 40356 833-988-4357
    Flexible outpatient addiction treatment with same-day or next-day appointments and a schedule designed to fit around daily life from one of the nation's largest providers. After intake, most clients attend treatment about once a week. Care combines medications for addiction treatment (MAT), which may include methadone, buprenorphine, Suboxone, or naltrexone, with individual and group counseling, case management, and community support. Weekday walk-ins are accepted, and appointments can be scheduled online. BrightView Health accepts private insurance, Medicaid, Medicare, and self-pay.
    • Available Services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Benzodiazepines Cocaine Methamphetamines
    • Ages Seniors (Ages 65+) Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Outpatient Telemedicine
    • Aetna Plans Accepted In Network
    • 1Accreditation(s)
    • Medication
    • Accepting Clients
  • (44)
    $
    Trust Score: A
    300 Carrera Drive, London, KY 40741 606-657-2079
    Located on serene property within the Daniel Boone National Forest, Recovery Works London provides residential treatment and medically supervised detox in a quiet setting. With on-site medications for addiction treatment (MAT), trauma-informed care, and practical support for housing, employment, and transportation, the facility helps adults stabilize and build a foundation for recovery while addressing real-world needs that impact long-term stability.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Telemedicine Detox
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • $
    Trust Score: A
    4632 State Route 1043, South Shore, KY 41175 606-498-4175
    Recovery Works - South Shore/Greenup is located in South Shore, Kentucky. They offer special programs for Court referrals, Past trauma, Mental health disorders and Pain management. They provide payment assistance. They do not provide a sliding fee scale. They provide medication-based treatments.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Telemedicine
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • $
    Trust Score: A
    1207 Woodland Drive, Elizabethtown, KY 42701 800-545-9031
    Stepworks of Elizabethtown offers detox and 30-day residential treatment with options for medically fragile clients needing IV antibiotics. The structured program includes clinical groups, family sessions, and hands-on life skills practice, all designed to help clients stabilize, reconnect, and prepare for lasting recovery.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Hospitalization Telemedicine Detox
    • Aetna Plans Accepted In Network
    • 1Accreditation(s)
    • Medication
  • $
    Trust Score: A
    2349 Russellville Road, Bowling Green, KY 42101 270-781-3387
    JourneyPure - Bowling Green is nestled in a nature-rich setting that provides a peaceful backdrop for healing. They have a specialized dual diagnosis program that tackles both addiction and underlying mental health issues, ensuring a well-rounded recovery. Their alumni program offers ongoing support even after treatment ends. JourneyPure also involves families in the recovery process and uses various therapeutic approaches to help you find lasting recovery and a sense of community.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Outpatient Telemedicine Detox
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • $$
    Trust Score: A
    100 Diecks Drive, Elizabethtown, KY 42701 270-600-3964 x779
    Nestled near the beautiful Appalachian Mountains, Recovery Works offers inpatient detox and residential care for adults struggling with substance use. The center accepts 24/7 same-day, same-hour admissions every day of the year including holidays. The program emphasizes 12-step recovery and offers gender-specific support groups. Clients also participate in recreational therapy, including weekend movie nights, and are allowed to keep their cell phones with them during treatment.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Telemedicine Detox
    • Aetna Plans Accepted In Network
    • 1Accreditation(s)
    • Medication
  • Trust Score: A
    100 Broadway Street, Suite 1, Chaplin, KY 40012 859-375-9200
    Isaiah House is a non-profit, dual diagnosis addiction treatment center. Accredited by CARF and state licensed with 21 yrs. experience. Named a 2020 best addiction treatment in KY by Newsweek. Our holistic treatment model treats the whole person and restores families. There is real hope for addiction.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Male
    • Treatment Setting Inpatient Telemedicine Detox
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • (14)
    $
    Trust Score: A
    521 East High Street, Owingsville, KY 40360 606-638-0938
    Hazel Hills is a christian-centered rehab for women in Owingsville, Kentucky, that offers a blend of medical care, therapy, and spiritual programming. Designed for women ready to rebuild their lives, it combines lived-experience mentorship with vocational support and a full continuum of care, including detox, residential, and outpatient services.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Outpatient Telemedicine
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • $
    Trust Score: A
    2400 Russellville Road, Hopkinsville, KY 42240 270-886-2205
    In Hopkinsville, Kentucky, Pennyroyal Center Genesis East provides residential treatment for men, addressing substance use and co-occurring mental health needs. With structured care, peer mentorship, and job-readiness support, Genesis East helps men build lasting recovery and stability in a practical, supportive setting.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Male
    • Treatment Setting Inpatient Telemedicine
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • $
    Trust Score: A
    800 Zorn Avenue, Building 24, Louisville, KY 40206 502-287-5960
    Veterans Affairs Medical Center - Substance Abuse Services is located in Louisville, Kentucky. They offer special programs for Veterans. They do not provide payment assistance. They do not provide a sliding fee scale. They provide medication-based treatments.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Female Male
    • Treatment Setting Inpatient Outpatient Telemedicine Detox
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • $
    Trust Score: A
    100 Broadway Street, Suite 101, Chaplin, KY 40012 859-375-9200
    Isaiah House is a non-profit, dual diagnosis addiction treatment center. Accredited by CARF and state licensed with 21 yrs. experience. Named a 2020 best addiction treatment in KY by Newsweek. Our holistic treatment model treats the whole person and restores families. There is real hope for addiction.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Male
    • Treatment Setting Inpatient Telemedicine Detox
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication
  • $
    Trust Score: A
    2084 Main Street, Willisburg, KY 40078 859-375-9200
    Set on 11 scenic acres in Willisburg, Isaiah House – Mens Main is a faith-based, men’s-only addiction recovery center offering residential to outpatient treatment. Clients receive evidence-based, Christ-centered care with peer support, education, job training, and transitional housing to build lasting stability and purpose. The campus includes dorm-style housing, a chapel, classrooms, fitness and recreation areas, and outdoor spaces that foster reflection and community.
    • Available Services Transitional services Recovery support services Treats alcohol use disorder Treats opioid use disorder Mental health treatment
    • Detox For Opioids Alcohol Benzodiazepines Cocaine Methamphetamines
    • Ages Adults (Ages 26-64) Young Adults (Ages 18-25)
    • Gender Male
    • Treatment Setting Inpatient Outpatient Telemedicine Detox
    • Aetna Plans Accepted In Network
    • 2Accreditation(s)
    • Medication

Counselors and therapists can help you identify factors that underly your substance use, to avoid triggers, to strengthen your motivation, and to navigate treatment options. They can also team with certified professionals to administer medication-assisted treatment. More on counseling.

Showing: 1 - 4 out of 4 results

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  • Tool to locate behavioral health services and providers based on county and health plan. 
    • Services for Free Healthcare Navigator
  • NAMI Kentucky provides support, education, and advocacy for individuals and families affected by mental illness, including substance use issues. They offer various programs and resources to help people navigate their mental health challenges and connect with local support groups.
    • Services for Free Healthcare Navigator
  • Connects individuals to mental health screenings, emergency hotlines, educational resources, and more.
    • Services for Free
  • American Psychological Association member psychologists.
    • Services for Free Healthcare Navigator Mental Health Support

Support groups provide a space for getting social support, a sense of empowerment, and motivation from people who have faced — or are facing — similar challenges and circumstances. More on support groups.

Showing 1-6 out of 6 results

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  • Connects individuals to mental health resources, including educational information, a crisis helpline, and a resource locator for mental health and substance use.
    • Services for Free Healthcare Navigator Mental Health Support
  • Get involved with local non-profits working to change perceptions, policies, and laws to improve the lives of those in the recovery community. Many of these organizations also provide peer recovery support services.
    • Services for Free
  • Narcotics Anonymous (NA) is a Fellowship for anyone seeking to stop using drugs, including alcohol. NA uses a twelve-step approach focused on spiritual and personal growth steps for lasting sobriety. 
    • Services for Free
  • Alcoholics Anonymous (A.A.) is a Fellowship aimed at helping alcoholics achieve sobriety through the twelve-step approach to recovery. Shared experiences and a structured, spiritual approach are central to A.A. 
    • Services for Free
  • SMART Recovery is a secular recovery community that uses mutual support and focuses on self-empowerment to help participants gain independence from triggering behaviors.  
    • Services for Free
  • The Oxford House is a shared drug and alcohol-free residence for those in recovery from substance use disorder. 

How to Choose a Rehab in Kentucky If You Have Aetna

Finding the right treatment can be overwhelming, but your Aetna insurance can make it easier to choose care. Most Aetna plans cover life-saving addiction services.

Note: You may see different Aetna plan names, administrator, or behavioral health vendors depending on your coverage, employer, or state. Aetna is part of CVS Health, and behavioral health benefits are typically managed through Aetna Behavioral Health. Follow the phone number and instructions on your ID card or member portal.

What does your specific Aetna plan cover for addiction treatment?

Most Aetna plans cover addiction treatment, but benefits vary widely. Knowing the type of plan you have will help you narrow your search for the right type of care. Coverage can come through an employer, the ACA marketplace, Medicare Advantage, or Medicaid and most Aetna plans use one of the network types below. Network types determine which providers you can use and if you need a referral for specific services.

Plan Type Out-of-Network-Coverage Is A Referral Required? What Does This Mean for How to Choose Care?
PPO (Preferred Provider Organization) Yes but generally at a higher cost No Offers a lot of flexibility to choose programs outside your area but out-of-network care usually costs more.
HMO (Health Maintenance Organization) No (except for emergencies) Yes You must choose an in-network provider and out-of-network is probably not covered at all.
EPO (Exclusive Provider Organization) No (except for emergencies) No Treatment is only covered if it is in-network and you usually don’t need a referral.
POS (Point of Service) Yes but generally at a higher cost Yes Combines components of HMO and PPO plans. You might need a referral for out-of-network care.

What does Aetna cover for rehab?

Aetna will review your specific care needs and your plan to make insurance coverage decisions like they would for other medical needs, such as a heart condition or diabetes. Because of federal parity law, coverage for addiction treatment cannot be more restrictive than coverage for other medical needs.

With Aetna, coverage varies plan by plan and often state by state. Two people with Aetna may have very different benefits, even for the same treatment program.

Coverage details that often vary include:

  • Deductibles, copays, and coinsurance
  • Note: any plan can have a deductible
  • Prior authorization needs
  • How long treatment is approved for
  • Differences in coverage for levels of care
  • Out-of-pocket maximums that put a cap on how much you pay.

It is also important to determine how your Aetna plan would apply to the facilities you are interested in. If you reach out, a majority of rehabs will verify benefits for you for no cost and they can tell you whether the program is in network, what your potential costs could be, and if there are any limitations on length of stay for treatment.

Learn more about Aetna coverage, costs, and best practices for choosing the right rehab while minimizing out of pocket costs.

Compare accredited rehab centers in Kentucky. Browse a wide range of drug and alcohol treatment options, including inpatient centers, outpatient centers, detox centers, methadone clinics, support groups, and counseling options.

Rehabs accepting United Healthcare.

Rehabs accepting Cigna.

How we evaluate facilities

Our research team reviews facilities using public data sources, information verified directly by contacting the facility, and information reported by the facility themselves. Whenever possible, we interview the clinical leadership of a facility and perform Secret Shopper calls to understand the patient experience. These inputs, along with data from SAMHSA, accrediting bodies (including Joint Commission and CARF), state licenses, and other sources help complete a full picture of the facility. These data help us develop Trust Score rating for each facility, a simple A+ through E grade helping you understand how likely it is you can trust a facility.

Why trust us

For over 10 years, Start Your Recovery has worked with leading experts in effectively treating substance use issues to offer people a single source of relatable, reliable information at any stage of their recovery journey. To do it, we bring together leading clinicians and experts in substance use prevention treatment and recovery from nonprofit, academic, and government institutions. We have connected more than 3 million people, and are committed to raising the bar for ethical communications that has a positive impact. We are not owned or operated by any treatment facility. We began as a pro-bono project in 2016 and became an independent LLC in 2021.

Important disclaimer

StartYourRecovery.org does not guarantee the quality of treatment of any facility. We cannot independently confirm the accuracy of every data point, and some data points may go out of date and change over time. Our Trust Score is an objective rating that is never influenced by advertiser payment. Please contact us if you would like to make an update to your facility information.

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